Change in Oregon Auto Insurance Laws: Effective 1/2/16

A recent change in Oregon Auto Insurance Laws could have a profound impact on you and your loved ones if you are involved in a collision.

This recent legislative change finally allows you, as an auto insurance consumer, to collect on all the coverage you have been paying for. Starting in January, you will receive the full amount of uninsured motorist, UM, coverage (and underinsured, UIM, coverage) if you are injured by an at-fault, uninsured (or underinsured) driver.

The law went into effect on January 2, 2016 for auto insurance policies issued or renewed on or after that date. If your policy does not renew until April and you are in a collision in February, you will not have this additional coverage unless you have contacted your auto insurance company and told your agent that you would like your auto policies to be renewed or reissued effective January 2, 2016. To have the new coverage in place on January 2, 2016, you have to take action immediately.

If you have questions about the new Oregon Auto Insurance Laws, contact your insurance company. You may also contact an auto accident attorney.